The best purchases ever!

I went from shopping for clothes, bags and shoes to buying things that can help me earn money.

It’s not your salary that makes you rich, it’s your spending habits. — Charles A. Jaffe

Investing in the Stock Market

I wanted to buy a new Apple device, but I used the money to buy Apple shares instead.

I wanted a new camera, but I purchased more technology stocks instead.

I wanted to book a vacation, but it was a pandemic so I got stocks of travel services instead.

Photo by Icons8 Team on Unsplash

It’s easy to become a consumer, but every time I have the urge to buy something, I…

Don’t wait another day. It requires minimal effort.

Photo by: Author
Photo by: Author
Photo by: Author

1. Wake Up On Time

A lot of successful people wake up at five in the morning and have accomplished so much by the time an average person wakes up. The good news is, you don’t necessarily have to do this. What you need to do instead is to plan your day and wake up on time.

Waking up later than expected will ruin your plans for the day. When you wake up on time, you get in a better mood. Forget about snoozing your alarm clock, too. That extra five minutes of sleep can’t give you the energy you need for the day.


I regret not utilizing this tool earlier.

“Compound interest is such a powerful tool that Albert Einstein once called it the most important invention in all of human history” — Tony Robbins

Let your money grow by compounding

Photo by Micheile Henderson on Unsplash

When it comes to the world of investing, compound interest can be your best friend. You don’t have to be rich to be an investor. You invest to be rich. No matter how little an amount is, if invested properly, it can help you reach your financial goals sooner than you think. …

Things I wish I learned in school

Photo by Brannon Naito on Unsplash

There are mistakes in life I wish I didn’t have to encounter. I hope my professor in school taught them, or that I learned them in books. But it’s all part of being an adult.

And if you’re an adult, you would know what I’m talking about.

There’s no one to rely on but yourself

I grew up to be an independent person. At least that’s what I believed. I didn’t want to rely on somebody else and always wanted to do things on my own. As I got older, I realized there’s more to being independent than doing things on your own.

You don’t really know how…

It’s a financial opportunity that can change your life

Photo by JESHOOTS.COM on Unsplash

The year started with wildfires, earthquakes, volcanic eruptions, and now the Coronavirus pandemic.

You may think everything in the world is going wrong right now.

But guess what? 2020 could be the year you’ve been waiting for.


Because it’s an opportunity of a lifetime.

Still not convinced?

It’s a good time to invest in stocks

If things get worse, this can be one of the toughest times in economic history. Yet, financial opportunities are everywhere. Stock prices are plummeting and there’s no better time to buy than now.

A lot of successful investors think of a recession as a financial opportunity. …

Sometimes, it takes more than just your comfort food.

Photo by Matthew Henry on Unsplash

Your remedy to sadness may be different from mine. You can eat a slice of cake or devour a bucket of your favorite ice cream and feel better. That might work for me too. But I can wake up the next day feeling the same kind of loneliness I felt before, except this time I would feel like a fatty.

The endorphins released from a good exercise may also improve your mood. Yet, there are times when you need to find other ways to sustain your sense of purpose in life.

Have something to look forward to.

I’m the type of person who feels a little…

The secrets to finding the perfect job.

Photo by Tim Mossholder on Unsplash

Seven years ago when I graduated, I wanted nothing but to get a job and practice what I learned in school. I felt glad to finally step into the real world and “start living”. Be that as it may, the journey was not easy for me. I kept changing jobs until these three things saved my life:

Changing my perspective

After getting hired on my first job, I felt like the happiest person on Earth. I didn’t care how much my salary was, all I knew was that I’m about to start building a career. I worked hard and thought I’ll make my…

Photo by Jonas Jacobsson on Unsplash

Learning can be a boring process for some people. It makes them think as if they are in school, where they are required to memorize information and pass an examination. However, the knowledge that you acquire as a student should not stop there.

Gaining knowledge can be a fun practice and a lifelong process. It equips you with the wisdom you need to do good in the biggest test you’ll ever face — real life. Nothing can be more rewarding than that.

Elon Musk used to spend 10 hours a day reading when he was in grade school. Bill Gates…

Photo by Alexander Mils on Unsplash

Everybody misses the part of childhood where money wasn’t that big of a deal. As we grow older and start to earn money, we become more responsible with our expenses. At the same time, we realize how much we fail to save for the future.

Saving money is never easy especially for someone who has impulsive buying tendencies like myself. For years, I struggled with creating a budget that would work for me until I decided to make an excel sheet for my spending plan. I find the google sheets template called “Monthly Budget” a life-saver.

In this article, I…

Things that matter more than productivity

Photo by Sandie Clarke on Unsplash

While everybody is posting about things to do during this pandemic, people tend to forget that humans are also suffering from mental, physical and emotional issues. Life is not only about productivity and making money. We worry too much about our finances and everyday hustle but there are far more important things we can reflect on today. After all, there is always a silver lining to everything. If we look at this lockdown differently, there’s a lot of ways in which we can make use of this time. …

Marichelle E. Urquico

Part-time writer and a full-time learner.

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